Born in 1967; (2007 to present) Managing Member, Wiser Financial Coaching, LLC (The Firm), Investment Advisory Representative of Wiser Financial Coaching, LLC, BA in Psychology from Guilford College (1989). Accredited Investment Fiduciary (AIF) from the Center for Fiduciary Studies (2012). During the past ten years he has been a securities registered representative with Aura Financial Services (2001-2003), Jefferson Pilot Securities (2003-2006) and then with Triad Advisors, LLC. (2006 to present). In addition, he is licensed as an independent insurance agent (2000 to present).